Epic fail on the credit card front

So...between an unexpected trip to Alabama, an unexpected hotel expense in New York (couchsurfing fell through rather miserably, although at least we found out in advance!), new brakes, Christmas presents, and falling completely off the healthy food wagon (thus spending a LOT of money on fast food and restaurants) - my credit card debt is at an all-time high at the close of 2010. Behold.

Credit Card Ab - $2459.75
Credit Card Me - $3977.37
Credit Card Di - $2918.73
Credit Card Am - $2564.62
Credit Card NF - $0.00 (paid this one off last year, haven't used it because I cut it up)
Total: $11,920.47

The fact that I ended up with $3700 additional credit card debt this year instead of paying it off, as I had planned, really annoys me. But it proves what I had suspected - I need to cut the cards up and not have them available. I just don't have the willpower, currently, to have them and not use them. Also, I think I need to cancel my subscriptions to - or at the very least, auto-archive - Groupon, LivingSocial, and Dealist. Way too much temptation.

So - New Year's resolution #1:
cut up all of the credit cards

Debt Update

Credit Card Ab - 2279.77
Credit Card Me - 4268.01
Credit Card Di - 0.00
Credit Card Am - 1654.07
Total: $8201.85

Money update

I haven't done so well lately with paying the cards down. Or rather, I paid them down, but then spent them up again (mostly on travel-related items).

Here's the deal now (I started confusing myself using numbers to refer to the credit cards, so now I'm using letters):

Credit Card Ab - 2204.67
Credit Card Me - 4225.94
Credit Card Di - 240.54
Credit Card Am - 1964.07
Total: $8635.22

Yes, that's $96.88 less than my total of $8732.10 as of January 4 - but that was four months ago - so it should be MUCH less (like $3000 less). But oh well. Going to pay off Card Di again this week, then Credit Card Am is the next victim.

I decided to leave my tax refund in my emergency fund - I've used tax refunds to pay off credit cards before, and strangely, they just didn't stay paid off. So I'm trying a different way this year.

Oh, and since we joined our church two weeks ago I've started tithing. 10% a week. Not easy psychologically, but I am interested to see how it works out.

Flashback

As of October 23, my debt was as follows:

Credit Card #1: $3128.99
Credit Card #2: $4586.88
Credit Card #3: $1309.07
Credit Card #4: $1314.75
Subtotal: $10339.69

Auto Loan: $14849.39
Undergrad Loan #1: $1543.80
Undergrad Loan #2: $9414.82
Subtotal: $25808.01

Total debts: $36147.70

Analysis:
I have paid off one credit card and a total of $1607.59 in credit card debt. I've paid off $2394.94 of total debt.

I wish I was further along, but I'm OK with this. I am on track to pay off credit card #3 by January 29th.

January Totals

Credit Card #1: $3230.31
Credit Card #2: $4433.40
Credit Card #3: $1068.39
Subtotal: $8732.10

Auto Loan: $14092.60
Undergrad Loan #1: $1474.43
Undergrad Loan #2: $9453.63
Subtotal: $25020.66

Total debts: $33752.76