Thursday, December 30, 2010

Epic fail on the credit card front

So...between an unexpected trip to Alabama, an unexpected hotel expense in New York (couchsurfing fell through rather miserably, although at least we found out in advance!), new brakes, Christmas presents, and falling completely off the healthy food wagon (thus spending a LOT of money on fast food and restaurants) - my credit card debt is at an all-time high at the close of 2010. Behold.

Credit Card Ab - $2459.75
Credit Card Me - $3977.37
Credit Card Di - $2918.73
Credit Card Am - $2564.62
Credit Card NF - $0.00 (paid this one off last year, haven't used it because I cut it up)
Total: $11,920.47

The fact that I ended up with $3700 additional credit card debt this year instead of paying it off, as I had planned, really annoys me. But it proves what I had suspected - I need to cut the cards up and not have them available. I just don't have the willpower, currently, to have them and not use them. Also, I think I need to cancel my subscriptions to - or at the very least, auto-archive - Groupon, LivingSocial, and Dealist. Way too much temptation.

So - New Year's resolution #1:
cut up all of the credit cards